Get fit fast! Six pack abs in two weeks! Find happiness now! We've heard the hype. We've watched the infomercials. We all want to believe there is an easy fix-it plan for that extra flab and those seasonal blues. Yet, with all the books we buy and gimmicks we fall for, do we ever reach actual health? Do we ever find the secret to stopping the worry? Or are we missing a piece of this puzzle?
Get Fit, Healthy and Stay That Way 40+ Don't be afraid of asking for help when you're looking to improve your weight, fitness, or recover from some form of debilitating lifestyle condition, especially when you're 40+. Where you haven't completed any exercise in a while, this book is a great tool to help you understand the simple steps required for starting a fitness plan - and, most importantly, how to get started. I will not make false promises of magic fat loss or meteoric fitness gains. Rather, I'll help you understand how each part of your lifestyle can be adjusted to help you achieve those changes necessary for good, long term, sustainable improvement. Your age is irrelevant. Male or female doesn't matter. What is essential is your commitment to get fit, healthy and stay that way as you age. Your benefits: Improve your weight Have more energy Reduced risk of heart disease and cancer Enjoy a more invigorating lifestyle The book is divided into a logical step-by-step approach which, when followed, will support you to ensure your changes are organised - and how they interact with each other in a way that helps you achieve success. Actions: Start with an honest assessment of your current health and fitness Record your measurements and fitness tests Set goals which you can measure Decide on an exercise plan and find out which exercises are best for you Review your diet and nutrition to understand what changes will help you If you are overweight and have been inactive for any period of time your risk of developing heart or kidney problems, diabetes and cancers, is considerably higher than it should be according to The World Health Organisation WHO and the NHS. In this book I am going to show you how your exercise activity helps you to take control or your lifestyle and benefit from improved health and fitness. I want to see you being able to run around with the kids, feel better about your body and enjoy a new energy for life. This can be achieved if you trust yourself. If you struggle you can tell me about it. We can share your unique experience and I can help you succeed as I offer follow up advice or training programmes online if you need additional support.
Insurers have a right to require that those applying for insurance will truthfully answer all questions contained in their application, and they then rely on the statements made by an insurance applicant. But what happens when an application for life, health, or disability insurance contains misrepresentations or intentional concealments? This comprehensive publication provides practitioners with a national survey of each of the fifty states, the District of Columbia, and the federal circuits regarding misrepresentations in applications as well as the applicable case law interpreting relevant statutes and developing the common law regarding misrepresentations. It also discusses the important evolving issues related to misrepresentations in the context of the Employee Retirement Income Security Act ("ERISA"). This is a useful tool for any practitioner, whether representing an insured, an insurer, or in-house counsel. Covering the full gamut of issues arising in the application process, including what constitutes a misrepresentation, how a policy is appropriately rescinded, and the defenses that may be raised to contest a decision to rescind a policy, it is logically organized by jurisdiction. Chapters address how state common law and statutes address misrepresentations in the life, health, and disability insurance application context. In addition, there is a chapter for each federal circuit that provides an overview of misrepresentations in the context of an employee welfare benefit plan governed by ERISA.